Blog
So.. they say things will cost more?
When it comes to inflation, I can say that it affects everyone a little differently.
Read MoreTransition to Charles Schwab
Now, here we are, September 8th in the 2023rd year of our “LORD.” I will start with, and this is the only time you will see me say I in this message (no I in team), the transition from TD Ameritrade to Charles Schwab has...
Read MoreWeekly Market Insights: Stocks Weather Summer Storm of News and Indicators
Stocks extended their August declines last week as higher yields and weak economic data out of China soured investor sentiment. The Dow Jones Industrial Average lost 2.21%, while the Standard & Poor’s 500 retreated 2.11%. The...
Read MoreA Sincere Message to our TD Clients
As many of you have seen in the mail and in your emails, there is a lot going on with Charles Schwab for you and our office. Here are the details.
Read MoreBudgeting for Surprises: Summer Travel Tips
Now that summer is in full swing, it's the perfect time to take a trip. But sometimes, even your best-laid plans go a little off-kilter. Here are a few of the most common travel issues and how to make sure that no matter what happens,...
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Weekly Market Insights: Stocks Advance and Retreat on Mixed News
Stocks moved to the rhythm of earnings season last week, initially rising on positive earnings surprises and faltering later in the week on key earnings disappointments. The Dow Jones Industrial Average rose 2.08%, while the...
Read MoreShould I buy a CD?
As we stabilize from an inflationary market, is an investment locked in for 6 -12 months a wise choice? Rates over the last 16 years have been bouncing off of zero. As of late, interest rates have made CD accounts appealing
Read MoreWeekly Market Insights: Economy Continues Upward Trend
Stocks posted gains for the week to close out a stellar month, aided by positive economic data and reports that all major banks had passed the Federal Reserve’s annual stress test.The Dow Jones Industrial Average gained 2.02%,...
Read MoreMothers & May Flowers
As we depart from the “Season of Tax Planning,” we open the door to a new season of preparation. Estate Planning.
Read MoreWeekly Market Insights: Stocks Rally As Attention Shifts to Fed's May Meeting
Strong earnings from several mega-cap technology companies offset renewed regional banking jitters and weak economic data, leaving stocks higher for the week.The Dow Jones Industrial Average gained 0.86%, while the Standard &...
Read MoreP.S. About the Author
It is April. I often take these moments to write about a time in the past that used to be about something. The joy of having the choice and opportunity to unload my thoughts and feelings of financial advice and life in a website.
Read MoreDon't Watch The Markets Too Closely
One of my favorite Warren Buffett quotes is, “Remember that the stock market is a manic depressive.”What he’s suggesting is that stock prices can sometimes swing wildly from day to day in response to even minor news....
Read MoreLion or Lamb
The overloading world of information surrounding retirement is constantly changing. Maybe March should be the time to schedule a meeting with a financial advisor.
Read MoreWeekly Market Insights: FOMC Says Inflation is Still Too High
Concerns over a firmer monetary policy were heightened by fresh economic data, touching off a climb in bond yields and a slide in stock prices last week.The Dow Jones Industrial Average skidded 2.99%, while the Standard & Poor’s...
Read MoreWhat's Love Got to Do With It?
What's Love got to do with Life Insurance? Everything! Will your loved ones have the finances available to continue the natural trajectory of their lives that would have happened if you were there for all of it….or will your uncontrollable
Read MoreIs the Bear Market Over?
"Is the bear market over?"That's a question I've been asked a number of times in recent weeks. And my answer is the same, "Let's give it a little time."But people are quick to remind me that stocks are off to a good start in 2023,...
Read MoreWeekly Market Insights: New Year's Rally in Reply to Positive Economic News
A strong Friday rally triggered by fresh signs of moderating inflation pushed stocks into positive territory to begin the new year. The Dow Jones Industrial Average rose 1.46%, while the Standard & Poor’s 500 advanced 1.45%....
Read MoreWeekly Market Insights: Erratic Holiday Trading Leaves Stocks in Doldrums
In a holiday-shortened week, erratic trading left stocks marginally down for the week. The Dow Jones Industrial Average lost 0.17%, while the Standard & Poor’s 500 slipped 0.14%.
Read MoreHappy New Year - 2022 into 2023
A new year is on the horizon. Each day that comes presents something new and exciting both for you and the people in your life. Is this the year you open the door to something new and exciting?
Read MoreHappy Holidays
Once again, the year has flown by! In these final weeks of the year, our thoughts often turn to the comforts of home and family — of sharing good cheer with neighbors, friends, and loved ones.In that spirit, I would like to wish...
Read More2022 Contribution Limits
Preparing for retirement just got a little more financial wiggle room. Recently, the Internal Revenue Service (IRS) announced new contribution limits for 2022.Staying put for 2022 are traditional Individual Retirement Accounts (IRAs),...
Read MoreEnd of the Year Wrap Up
The end of the year always seems to sneak up on us, but I think it’s safe to say most of us are more than ready to be leaving 2022 behind. As we brace ourselves for the new year, it’s a good idea to check back in with your personal finances
Read MoreWeekly Market Insights: Easing on Rate Hikes and Job Numbers Cheer Markets
Stocks ended higher last week as investors navigated the crosscurrents of a potential easing in future rate hikes and continued strength in the labor market.The Dow Jones Industrial Average edged 0.24% higher, while the Standard &...
Read MoreWeekly Market Insights: Fed Talks Turkey on Lower Rates, Boosting Markets
Growing optimism that the Fed may be ready to ease future interest rate hikes sent stocks higher in a quiet trading week. The Dow Jones Industrial Average gained 1.78%, while the Standard & Poor’s 500 added 1.53%. The Nasdaq...
Read MoreWeekly Market Insights: Cooling Inflation Brings Market Gains
A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week. The Dow Jones Industrial Average gained 4.15%, while the Standard & Poor’s 500 added 5.90%. The Nasdaq Composite index...
Read MoreA Time to be Thankful
Take stock in your personal thank list. In a season of Thanksgiving, we should take inventory of all of the gifts to be thankful for. This season of Thanksgiving belongs to giving more than you get back.
Read MoreMake It A Bill…Not An Expense
How do you define your savings strategy? I get answers of “when there is extra money,” or “when they clear up some other things.” Why is saving money any more complicated than the obligation of making our mortgage payment?
Read MoreWhich is worse: Inflation or Recession?
Welcome to August. Over the last few months, we have been reminded of a couple of economic terms….and generally, they have a big impact on our pocketbook. Inflation and Recession. Let’s break it down:
Read MoreTime to Take Stock
We are past the halfway point in the year. Now is a great time to evaluate and take stock on the first half and plan for the 2nd half.
Read MoreBirds and the Bees….and Estate Planning
Estate planning starts with “The Conversation”. Where do you start? Here are some steps to help you have that difficult conversation with your parents.
Read MoreMay Opportunities
A new and exciting chapter is about to begin for many 17- and 18-year-olds. College. A new chapter of understanding for empty nesters is about to begin. Planning for retirement. Here are a few tips:
Read MoreEggs and Baskets
If you have every heard yourself saying “Don’t pull all your eggs in 1 basket.”, I challenge you to ask what your objective is. At various times in life, we all need a partner. Let us know if a partnership with RFC is right for you!
Read MoreMarch Madness for more than 310,000
Every day over 10,000 seniors in America cross into the crazy world of Medicare qualification. That means that over 300,000 men and women will qualify for a version of health insurance that looks a little different.
Read MoreMerry Christmas
Merry Christmas and Blessings to all from the team at Rundahl Financial Consultants.
Read MoreBlessings to all during this Thanksgiving season
There is an old saying that “the grass is always greener on the other side.” However, is this true? During this time of year we are to take a moment to recognize the things that we are thankful for. Sometimes, I believe...
Read MoreHow much do we need….maybe a million dollars?
I have found that I base a lot of my blogs and articles on conversations that I have had with clients and prospects over the years. Quite honestly, this doesn’t surprise me. Grandparents revel over their grandchildren, mothers...
Read MoreConsiderations During Medicare’s Open Enrollment
How long has it been since you’ve reviewed your Medicare policy? With open enrollment fast approaching, there are a few questions you may want to ask yourself before you renew, add, drop, or switch coverage.Have you switched...
Read MoreGrandparents Day
With Grandparent’s Day approaching, we take this time to reflect on those that have come before us, those that have helped shape us, and those that been there for us when we needed them most. Grandparents. As with many holidays,...
Read MoreWill They Know What to Do When You Are Gone?
Will They Know What to do When You’re Gone? The last few years, and the reality of fatherhood, has brought me to give more thought to the legacy that I leave behind. Let us help with your plan.
Read MoreDiversification, Patience, and Consistency
INVESTMENTREAD TIME: 2 MIN Diversification, Patience, and Consistency Regardless of how the markets may perform, consider making the following part of your investment philosophy: Diversification. The saying “don’t put all...
Read MoreMixed Signals on Inflation
Are you having a tough time keeping track of inflation's mixed signals? You’re not alone.Consumer prices in July climbed at their fastest rate since August 2008. Worse, producer prices, which can be an indicator of future price...
Read MoreConsidering College?
Considering College? Recently, I had a meeting with a young couple in their 30s. The discussion started with a question, “Should they be saving money for college for their 2 children?” This is an incredibly good question. I...
Read MoreRecovering from COVID
With COVID, there were some who believed that progress on this health issue was a necessary precondition to economic recovery.In recent weeks, we have seen some promising trends emerge on the health front. The CDC is reporting the...
Read MoreSocial Security
Social Security…to file or not to file? That is the question. Recently, I met with clients that were nearing retirement to review their retirement income plan. We discussed their investments, their continued savings planning, and...
Read MoreAre Americans Saving Too Much?
Among the many changes arising from the pandemic, one of the most noticeable was a change in American spending habits.A survey released in March 2021 by Pew Research shows that Americans have increasingly chosen to put away what extra...
Read MoreIs Roth IRA for Me?
Is a ROTH IRA for me? As a financial advisor for over 16 years, there are many questions that I get from clients about retirement, about saving, and about insurance. One of the most common questions that I receive pertains to whether a...
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